diff --git a/crates/erp-health/src/event.rs b/crates/erp-health/src/event.rs
index 6b6058c..7cfe356 100644
--- a/crates/erp-health/src/event.rs
+++ b/crates/erp-health/src/event.rs
@@ -445,6 +445,83 @@ pub fn register_handlers_with_state(state: crate::state::HealthState) {
         }
     });
 
+    // ai.analysis.completed → AI→行动闭环消费者（行动分发）
+    let (mut ai_action_rx, _ai_action_handle) = state.event_bus.subscribe_filtered("ai.".to_string());
+    let action_db = state.db.clone();
+    let action_event_bus = state.event_bus.clone();
+    tokio::spawn(async move {
+        loop {
+            match ai_action_rx.recv().await {
+                Some(event) if event.event_type == "ai.analysis.completed" => {
+                    if erp_core::events::is_event_processed(&action_db, event.id, "ai_action_dispatcher").await.unwrap_or(false) {
+                        continue;
+                    }
+
+                    let tenant_id = event.tenant_id;
+                    let analysis_id = event.payload.get("analysis_id")
+                        .and_then(|v| v.as_str())
+                        .and_then(|s| Uuid::parse_str(s).ok());
+                    let patient_id = event.payload.get("patient_id")
+                        .and_then(|v| v.as_str())
+                        .and_then(|s| Uuid::parse_str(s).ok());
+                    let doctor_id = event.payload.get("doctor_id")
+                        .and_then(|v| v.as_str())
+                        .and_then(|s| Uuid::parse_str(s).ok());
+                    let risk_level = event.payload.get("risk_level")
+                        .and_then(|v| v.as_str())
+                        .unwrap_or("medium");
+                    let suggestion_count = event.payload.get("suggestion_count")
+                        .and_then(|v| v.as_u64())
+                        .unwrap_or(0);
+
+                    if suggestion_count > 0 {
+                        if let (Some(aid), Some(pid)) = (analysis_id, patient_id) {
+                            let loader_result: Result<Vec<serde_json::Value>, sea_orm::DbErr> =
+                                crate::service::ai_suggestion_loader::load_by_analysis(
+                                    &action_db, tenant_id, aid,
+                                ).await;
+                            match loader_result {
+                                Ok(suggestions) if !suggestions.is_empty() => {
+                                    crate::service::ai_action_dispatcher::handle_ai_suggestions(
+                                        &action_db,
+                                        &action_event_bus,
+                                        tenant_id,
+                                        aid,
+                                        pid,
+                                        doctor_id,
+                                        &suggestions,
+                                        risk_level,
+                                    ).await;
+                                    tracing::info!(
+                                        analysis_id = %aid,
+                                        patient_id = %pid,
+                                        suggestion_count = suggestions.len(),
+                                        risk_level = %risk_level,
+                                        "AI 行动分发完成"
+                                    );
+                                }
+                                Ok(_) => {
+                                    tracing::info!(analysis_id = %aid, "建议列表为空，跳过行动分发");
+                                }
+                                Err(e) => {
+                                    tracing::warn!(
+                                        analysis_id = %aid,
+                                        error = %e,
+                                        "加载建议列表失败"
+                                    );
+                                }
+                            }
+                        }
+                    }
+
+                    let _ = erp_core::events::mark_event_processed(&action_db, event.id, "ai_action_dispatcher").await;
+                }
+                Some(_) => {}
+                None => break,
+            }
+        }
+    });
+
     // consent.granted/revoked → 通知关联医生
     let (mut consent_rx, _consent_handle) = state.event_bus.subscribe_filtered("consent.".to_string());
     let consent_db = state.db.clone();
diff --git a/crates/erp-health/src/service/ai_suggestion_loader.rs b/crates/erp-health/src/service/ai_suggestion_loader.rs
new file mode 100644
index 0000000..fba7f0b
--- /dev/null
+++ b/crates/erp-health/src/service/ai_suggestion_loader.rs
@@ -0,0 +1,40 @@
+use sea_orm::{DatabaseConnection, FromQueryResult, Statement};
+use uuid::Uuid;
+
+#[derive(Debug, FromQueryResult)]
+struct SuggestionRow {
+    params: Option<serde_json::Value>,
+    suggestion_type: Option<String>,
+    risk_level: Option<String>,
+}
+
+/// 跨 crate 读取 ai_suggestion 表（通过 raw SQL）
+pub async fn load_by_analysis(
+    db: &DatabaseConnection,
+    tenant_id: Uuid,
+    analysis_id: Uuid,
+) -> Result<Vec<serde_json::Value>, sea_orm::DbErr> {
+    let rows: Vec<SuggestionRow> = SuggestionRow::find_by_statement(Statement::from_sql_and_values(
+        sea_orm::DatabaseBackend::Postgres,
+        r#"
+            SELECT params, suggestion_type, risk_level
+            FROM ai_suggestion
+            WHERE tenant_id = $1 AND analysis_id = $2 AND deleted_at IS NULL
+            ORDER BY created_at ASC
+        "#,
+        [tenant_id.into(), analysis_id.into()],
+    ))
+    .all(db)
+    .await?;
+
+    Ok(rows
+        .into_iter()
+        .map(|r| {
+            serde_json::json!({
+                "params": r.params.unwrap_or(serde_json::Value::Null),
+                "suggestion_type": r.suggestion_type.unwrap_or_default(),
+                "risk_level": r.risk_level.unwrap_or_default(),
+            })
+        })
+        .collect())
+}
diff --git a/crates/erp-health/src/service/mod.rs b/crates/erp-health/src/service/mod.rs
index 7c244e3..87db442 100644
--- a/crates/erp-health/src/service/mod.rs
+++ b/crates/erp-health/src/service/mod.rs
@@ -1,4 +1,5 @@
 pub mod ai_action_dispatcher;
+pub mod ai_suggestion_loader;
 pub mod alert_engine;
 pub mod alert_rule_service;
 pub mod alert_service;