iven
a999ee0036
feat(ai): LLM 补充风险分析 + 降级策略
- scoring.rs 新增 llm_supplement 函数（调用 AI provider 生成补充洞察）
- risk_service 新增 compute_risk_with_llm 方法（LLM 失败静默降级）
- risk_handler 改用 compute_risk_with_llm
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