diff --git a/admin-v2/src/pages/Accounts.tsx b/admin-v2/src/pages/Accounts.tsx
index 480ed96..9ce0081 100644
--- a/admin-v2/src/pages/Accounts.tsx
+++ b/admin-v2/src/pages/Accounts.tsx
@@ -9,6 +9,7 @@ import type { ProColumns } from '@ant-design/pro-components'
 import { ProTable } from '@ant-design/pro-components'
 import { accountService } from '@/services/accounts'
 import { industryService } from '@/services/industries'
+import { billingService } from '@/services/billing'
 import { PageHeader } from '@/components/PageHeader'
 import type { AccountPublic } from '@/types'
 
@@ -70,6 +71,12 @@ export default function Accounts() {
     }
   }, [accountIndustries, editingId, form])
 
+  // 获取所有活跃计划（用于管理员切换）
+  const { data: plansData } = useQuery({
+    queryKey: ['billing-plans'],
+    queryFn: ({ signal }) => billingService.listPlans(signal),
+  })
+
   const updateMutation = useMutation({
     mutationFn: ({ id, data }: { id: string; data: Partial<AccountPublic> }) =>
       accountService.update(id, data),
@@ -101,6 +108,14 @@ export default function Accounts() {
     onError: (err: Error) => message.error(err.message || '行业授权更新失败'),
   })
 
+  // 管理员切换用户计划
+  const switchPlanMutation = useMutation({
+    mutationFn: ({ accountId, planId }: { accountId: string; planId: string }) =>
+      billingService.adminSwitchPlan(accountId, planId),
+    onSuccess: () => message.success('计划切换成功'),
+    onError: (err: Error) => message.error(err.message || '计划切换失败'),
+  })
+
   const columns: ProColumns<AccountPublic>[] = [
     { title: '用户名', dataIndex: 'username', width: 120, tooltip: '搜索用户名、邮箱或显示名' },
     { title: '显示名', dataIndex: 'display_name', width: 120, hideInSearch: true },
@@ -186,7 +201,7 @@ export default function Accounts() {
 
     try {
       // 更新基础信息
-      const { industry_ids, ...accountData } = values
+      const { industry_ids, plan_id, ...accountData } = values
       await updateMutation.mutateAsync({ id: editingId, data: accountData })
 
       // 更新行业授权（如果变更了）
@@ -201,6 +216,11 @@ export default function Accounts() {
         queryClient.invalidateQueries({ queryKey: ['account-industries'] })
       }
 
+      // 切换订阅计划（如果选择了新计划）
+      if (plan_id) {
+        await switchPlanMutation.mutateAsync({ accountId: editingId, planId: plan_id })
+      }
+
       handleClose()
     } catch {
       // Errors handled by mutation onError callbacks
@@ -218,6 +238,11 @@ export default function Accounts() {
     label: `${item.icon} ${item.name}`,
   }))
 
+  const planOptions = (plansData || []).map((plan) => ({
+    value: plan.id,
+    label: `${plan.display_name} (¥${(plan.price_cents / 100).toFixed(0)}/月)`,
+  }))
+
   return (
     <div>
       <PageHeader title="账号管理" description="管理系统用户账号、角色、权限与行业授权" />
@@ -256,7 +281,7 @@ export default function Accounts() {
         open={modalOpen}
         onOk={handleSave}
         onCancel={handleClose}
-        confirmLoading={updateMutation.isPending || setIndustriesMutation.isPending}
+        confirmLoading={updateMutation.isPending || setIndustriesMutation.isPending || switchPlanMutation.isPending}
         width={560}
       >
         <Form form={form} layout="vertical" className="mt-4">
@@ -280,6 +305,21 @@ export default function Accounts() {
             ]} />
           </Form.Item>
 
+          <Divider>订阅计划</Divider>
+
+          <Form.Item
+            name="plan_id"
+            label="切换计划"
+            extra="选择新计划后保存将立即切换。留空则不修改当前计划。"
+          >
+            <Select
+              allowClear
+              placeholder="不修改当前计划"
+              options={planOptions}
+              loading={!plansData}
+            />
+          </Form.Item>
+
           <Divider>行业授权</Divider>
 
           <Form.Item
diff --git a/admin-v2/src/services/billing.ts b/admin-v2/src/services/billing.ts
index 0e652c1..47d7d40 100644
--- a/admin-v2/src/services/billing.ts
+++ b/admin-v2/src/services/billing.ts
@@ -90,4 +90,9 @@ export const billingService = {
   getPaymentStatus: (id: string, signal?: AbortSignal) =>
     request.get<PaymentStatus>(`/billing/payments/${id}`, withSignal({}, signal))
       .then((r) => r.data),
+
+  /** 管理员切换用户订阅计划 (super_admin only) */
+  adminSwitchPlan: (accountId: string, planId: string) =>
+    request.put<{ success: boolean; subscription: Subscription }>(`/admin/accounts/${accountId}/subscription`, { plan_id: planId })
+      .then((r) => r.data),
 }
diff --git a/crates/zclaw-saas/src/billing/handlers.rs b/crates/zclaw-saas/src/billing/handlers.rs
index ddfc7af..749412d 100644
--- a/crates/zclaw-saas/src/billing/handlers.rs
+++ b/crates/zclaw-saas/src/billing/handlers.rs
@@ -7,6 +7,7 @@ use axum::{
 use serde::Deserialize;
 
 use crate::auth::types::AuthContext;
+use crate::auth::handlers::{log_operation, check_permission};
 use crate::error::{SaasError, SaasResult};
 use crate::state::AppState;
 use super::service;
@@ -115,6 +116,41 @@ pub async fn increment_usage_dimension(
     })))
 }
 
+/// POST /api/v1/billing/payments — 创建支付订单
+
+/// PUT /api/v1/admin/accounts/:id/subscription — 管理员切换用户订阅计划（仅 super_admin）
+pub async fn admin_switch_subscription(
+    State(state): State<AppState>,
+    Extension(ctx): Extension<AuthContext>,
+    Path(account_id): Path<String>,
+    Json(req): Json<AdminSwitchPlanRequest>,
+) -> SaasResult<Json<serde_json::Value>> {
+    // 仅 super_admin 可操作
+    check_permission(&ctx, "admin:full")?;
+
+    // 验证 plan_id 非空
+    if req.plan_id.trim().is_empty() {
+        return Err(SaasError::InvalidInput("plan_id 不能为空".into()));
+    }
+
+    let sub = service::admin_switch_plan(&state.db, &account_id, &req.plan_id).await?;
+
+    log_operation(
+        &state.db,
+        &ctx.account_id,
+        "billing.admin_switch_plan",
+        "account",
+        &account_id,
+        Some(serde_json::json!({ "plan_id": req.plan_id })),
+        None,
+    ).await.ok(); // 日志失败不影响主流程
+
+    Ok(Json(serde_json::json!({
+        "success": true,
+        "subscription": sub,
+    })))
+}
+
 /// POST /api/v1/billing/payments — 创建支付订单
 pub async fn create_payment(
     State(state): State<AppState>,
diff --git a/crates/zclaw-saas/src/billing/mod.rs b/crates/zclaw-saas/src/billing/mod.rs
index 5906b42..deef4f4 100644
--- a/crates/zclaw-saas/src/billing/mod.rs
+++ b/crates/zclaw-saas/src/billing/mod.rs
@@ -6,7 +6,7 @@ pub mod handlers;
 pub mod payment;
 pub mod invoice_pdf;
 
-use axum::routing::{get, post};
+use axum::routing::{get, post, put};
 
 /// 全部计费路由（用于 main.rs 一次性挂载）
 pub fn routes() -> axum::Router<crate::state::AppState> {
@@ -51,3 +51,9 @@ pub fn mock_routes() -> axum::Router<crate::state::AppState> {
         .route("/api/v1/billing/mock-pay", get(handlers::mock_pay_page))
         .route("/api/v1/billing/mock-pay/confirm", post(handlers::mock_pay_confirm))
 }
+
+/// 管理员计费路由（需 super_admin 权限）
+pub fn admin_routes() -> axum::Router<crate::state::AppState> {
+    axum::Router::new()
+        .route("/api/v1/admin/accounts/:id/subscription", put(handlers::admin_switch_subscription))
+}
diff --git a/crates/zclaw-saas/src/billing/service.rs b/crates/zclaw-saas/src/billing/service.rs
index 98b35d2..4e0f2d1 100644
--- a/crates/zclaw-saas/src/billing/service.rs
+++ b/crates/zclaw-saas/src/billing/service.rs
@@ -300,6 +300,93 @@ pub async fn increment_dimension_by(
     Ok(())
 }
 
+/// 管理员切换用户订阅计划（仅 super_admin 调用）
+///
+/// 1. 验证目标 plan_id 存在且 active
+/// 2. 取消用户当前 active 订阅
+/// 3. 创建新订阅（status=active, 30 天周期）
+/// 4. 更新当月 usage quota 的 max_* 列
+pub async fn admin_switch_plan(
+    pool: &PgPool,
+    account_id: &str,
+    target_plan_id: &str,
+) -> SaasResult<Subscription> {
+    // 1. 验证目标计划存在且 active
+    let plan = get_plan(pool, target_plan_id).await?
+        .ok_or_else(|| crate::error::SaasError::NotFound("目标计划不存在或已下架".into()))?;
+
+    // 2. 检查是否已订阅该计划
+    if let Some(current_sub) = get_active_subscription(pool, account_id).await? {
+        if current_sub.plan_id == target_plan_id {
+            return Err(crate::error::SaasError::InvalidInput("用户已订阅该计划".into()));
+        }
+    }
+
+    let mut tx = pool.begin().await
+        .map_err(|e| crate::error::SaasError::Internal(format!("开启事务失败: {}", e)))?;
+
+    let now = chrono::Utc::now();
+
+    // 3. 取消当前活跃订阅
+    sqlx::query(
+        "UPDATE billing_subscriptions SET status = 'canceled', canceled_at = $1, updated_at = $1 \
+         WHERE account_id = $2 AND status IN ('trial', 'active', 'past_due')"
+    )
+    .bind(&now)
+    .bind(account_id)
+    .execute(&mut *tx)
+    .await?;
+
+    // 4. 创建新订阅
+    let sub_id = uuid::Uuid::new_v4().to_string();
+    let period_start = now;
+    let period_end = now + chrono::Duration::days(30);
+
+    sqlx::query(
+        "INSERT INTO billing_subscriptions \
+         (id, account_id, plan_id, status, current_period_start, current_period_end, created_at, updated_at) \
+         VALUES ($1, $2, $3, 'active', $4, $5, $6, $6)"
+    )
+    .bind(&sub_id)
+    .bind(account_id)
+    .bind(&target_plan_id)
+    .bind(&period_start)
+    .bind(&period_end)
+    .bind(&now)
+    .execute(&mut *tx)
+    .await?;
+
+    // 5. 同步当月 usage quota 的 max_* 列
+    let limits: PlanLimits = serde_json::from_value(plan.limits.clone())
+        .unwrap_or_else(|_| PlanLimits::free());
+    sqlx::query(
+        "UPDATE billing_usage_quotas SET max_input_tokens=$1, max_output_tokens=$2, \
+         max_relay_requests=$3, max_hand_executions=$4, max_pipeline_runs=$5, updated_at=NOW() \
+         WHERE account_id=$6 AND period_start = DATE_TRUNC('month', NOW())"
+    )
+    .bind(limits.max_input_tokens_monthly)
+    .bind(limits.max_output_tokens_monthly)
+    .bind(limits.max_relay_requests_monthly)
+    .bind(limits.max_hand_executions_monthly)
+    .bind(limits.max_pipeline_runs_monthly)
+    .bind(account_id)
+    .execute(&mut *tx)
+    .await?;
+
+    tx.commit().await
+        .map_err(|e| crate::error::SaasError::Internal(format!("事务提交失败: {}", e)))?;
+
+    // 查询返回新订阅
+    let sub = sqlx::query_as::<_, Subscription>(
+        "SELECT * FROM billing_subscriptions WHERE id = $1"
+    )
+    .bind(&sub_id)
+    .fetch_one(pool)
+    .await?;
+
+    Ok(sub)
+}
+
 /// 检查用量配额
 ///
 /// P1-7 修复: 从当前 Plan 读取限额（而非 stale 的 usage 表冗余列）
diff --git a/crates/zclaw-saas/src/billing/types.rs b/crates/zclaw-saas/src/billing/types.rs
index 9a4e4df..f474cf8 100644
--- a/crates/zclaw-saas/src/billing/types.rs
+++ b/crates/zclaw-saas/src/billing/types.rs
@@ -159,3 +159,9 @@ pub struct PaymentResult {
     pub pay_url: String,
     pub amount_cents: i32,
 }
+
+/// 管理员切换计划请求
+#[derive(Debug, Deserialize)]
+pub struct AdminSwitchPlanRequest {
+    pub plan_id: String,
+}
diff --git a/crates/zclaw-saas/src/industry/service.rs b/crates/zclaw-saas/src/industry/service.rs
index 230c3f7..7f6e21c 100644
--- a/crates/zclaw-saas/src/industry/service.rs
+++ b/crates/zclaw-saas/src/industry/service.rs
@@ -15,24 +15,48 @@ pub async fn list_industries(
 ) -> SaasResult<PaginatedResponse<IndustryListItem>> {
     let (page, page_size, offset) = normalize_pagination(query.page, query.page_size);
 
-    // 动态构建参数化查询 — 所有用户输入通过 $N 绑定
-    let mut where_parts: Vec<String> = vec!["1=1".to_string()];
-    let mut param_idx = 3; // $1=LIMIT, $2=OFFSET, $3+=filters
     let status_param: Option<String> = query.status.clone();
     let source_param: Option<String> = query.source.clone();
 
+    // 构建 WHERE 条件 — 每个查询独立的参数编号
+    let mut where_parts: Vec<String> = vec!["1=1".to_string()];
+
+    // count 查询：参数从 $1 开始
+    let mut count_params: Vec<String> = Vec::new();
+    let mut count_idx = 1;
     if status_param.is_some() {
-        where_parts.push(format!("status = ${}", param_idx));
-        param_idx += 1;
+        count_params.push(format!("status = ${}", count_idx));
+        count_idx += 1;
     }
     if source_param.is_some() {
-        where_parts.push(format!("source = ${}", param_idx));
-        param_idx += 1;
+        count_params.push(format!("source = ${}", count_idx));
+        count_idx += 1;
     }
-    let where_sql = where_parts.join(" AND ");
+    let count_where = if count_params.is_empty() {
+        "1=1".to_string()
+    } else {
+        format!("1=1 AND {}", count_params.join(" AND "))
+    };
+
+    // items 查询：$1=LIMIT, $2=OFFSET, $3+=filters
+    let mut items_params: Vec<String> = Vec::new();
+    let mut items_idx = 3;
+    if status_param.is_some() {
+        items_params.push(format!("status = ${}", items_idx));
+        items_idx += 1;
+    }
+    if source_param.is_some() {
+        items_params.push(format!("source = ${}", items_idx));
+        items_idx += 1;
+    }
+    let items_where = if items_params.is_empty() {
+        "1=1".to_string()
+    } else {
+        format!("1=1 AND {}", items_params.join(" AND "))
+    };
 
     // count 查询
-    let count_sql = format!("SELECT COUNT(*) FROM industries WHERE {}", where_sql);
+    let count_sql = format!("SELECT COUNT(*) FROM industries WHERE {}", count_where);
     let mut count_q = sqlx::query_scalar::<_, i64>(&count_sql);
     if let Some(ref s) = status_param { count_q = count_q.bind(s); }
     if let Some(ref s) = source_param { count_q = count_q.bind(s); }
@@ -44,7 +68,7 @@ pub async fn list_industries(
          COALESCE(jsonb_array_length(keywords), 0) as keywords_count, \
          created_at, updated_at \
          FROM industries WHERE {} ORDER BY source, id LIMIT $1 OFFSET $2",
-        where_sql
+        items_where
     );
     let mut items_q = sqlx::query_as::<_, IndustryListItem>(&items_sql)
         .bind(page_size as i64)
diff --git a/crates/zclaw-saas/src/main.rs b/crates/zclaw-saas/src/main.rs
index 358411b..e4d8095 100644
--- a/crates/zclaw-saas/src/main.rs
+++ b/crates/zclaw-saas/src/main.rs
@@ -359,6 +359,7 @@ async fn build_router(state: AppState) -> axum::Router {
         .merge(zclaw_saas::scheduled_task::routes())
         .merge(zclaw_saas::telemetry::routes())
         .merge(zclaw_saas::billing::routes())
+        .merge(zclaw_saas::billing::admin_routes())
         .merge(zclaw_saas::knowledge::routes())
         .merge(zclaw_saas::industry::routes())
         .layer(middleware::from_fn_with_state(